Cash Envelope Systems???
Recently during my marriage study, I was convicted to help my husband with our finances, but I am doing so blindly and probably not very well. I have heard of two different programs that involve the cash envelope system and a friend of mine has done one successfully. She fell out of it but is going get started again. I absolutely love this budgeting methodology but I don't understand it, in other words, I love the idea. I feel like the first thing I need to do is run out and buy the book my friend recommended by Dave Ramsey. The second thing I feel motivated to do is to create a system and I found some really good looking ones that I can make on my own, that will appeal to my crafty side (even thought I'm sure I can just use simple envelopes I already have). The image above is one from Kelly Ratzlaff with a free template and tutorial HERE. Don't you just think it's adorable? I also found tutorials here, here, and here.
Do any of my readers out there use this system? If so, does it work? If not, have you considered it? It sounds to good to be true. Please tell me it is good!